Everything to Know About SR-22 Insurance

Being required to have an SR-22 with your car insurance provider doesn’t mean you’ve been put on a sort of blacklist as a driver. It just means your risk to insure is higher than most drivers. The good news is that it doesn’t have to stay like that forever. But in the meantime, you will have to maintain an SR-22 in your car insurance for a period of time. The best part about an SR-22 is how easy it is to maintain. As you will soon find out when reading this post, filing an SR-22 is no challenge either. 

What is SR-22 Insurance? 

While insurance is technically in the name, an SR-22 is anything but a type of car insurance. An SR-22 instead serves as a certificate from your car insurance provider that you carry at least the adequate amount of coverage as a high-risk driver. Your car insurance provider then files it with your state’s DMV, and you are allowed to drive legally again. An SR-22 is also called a certificate of financial responsibility in some states or an FR44. Regardless of the label, they all serve the same purpose and function similarly. 

When Would SR-22 Insurance be Required? 

A high-risk driver usually has a serious traffic violation or a regular series of minor ones. You’ll be notified by your state’s DMV if you require an SR-22. They will usually contact you with this news if you have or done any of the following:

  • DUI conviction (the most common reason for an SR-22) 
  • Serious traffic violations (like reckless driving) 
  • Too many at-fault insurance claims
  • Got caught driving without car insurance 
  • Got caught driving with a suspended license
  • Not paying child support when it is court-ordered 
  • Violated a hardship license 

Getting SR-22 Insurance 

As said before, getting SR-22 insurance itself is not a difficult process. In fact, your car insurance provider will do most of the work. Since an SR-22 is a certificate that you have car insurance, the first step is naturally making sure that you have it. If you don’t, then now is the time to shop around for auto coverage. SR-22s are a fairly common service that both local and national car insurance companies can help you with. Once you find the right provider with a quote that fits your budget, it is time for the insurers to file the SR-22 with the state DMV. If you already have a car insurance policy, but the provider doesn’t file SR-22s, then you should find one that does. 

Does an SR-22 Cost Anything? 

Since an SR-22 isn’t a type of car insurance, it has no premiums or rates. The only expense related to it is the filing fee of around $25. For about three years, you and your car insurance company will be required to file one each year when it expires. The real expense that comes with being a high-risk driver is your car insurance premiums on their own. As a high-risk driver with an SR-22, you will pay above your state’s average. How much exactly depends on the violations or circumstances that led to you filing an SR-22. 

A violation like a DUI, for example, can increase your car insurance rates by at least 60%. More often than not, the new premiums are over 100% of what they were before the violation. There is no traffic violation that will increase your car insurance rates more than drinking and driving, mainly because it’s entirely avoidable on the driver’s part and an accident waiting to happen. 

Is There Such Thing as Cheap SR-22 Insurance? 

Not exactly, since SR-22 filing fees are consistent across the United States. The most that you can do is shop and compare providers for the best result. There are some car insurance providers that pride themselves on insuring drivers with high-risk or an SR-22 and may be willing to offer you acceptable rates. At the same time, don’t forget what got you in the SR-22 situation –reckless driving decisions. You can make the change and make safe driving an instinct. Car insurance companies reward safe drivers nicely with discounts and lowered rates. So at the end of the day, do not let your SR-22 expire when it shouldn’t and avoid further driving violations until it isn’t needed anymore. 

Good Golly, It’s Gym Molly

Who is Gym Molly?

Gym Molly brings you back to life. For ladies, Gym Molly is your best friend who you can always count on no matter what. For guys, she’s the woman of your dreams, the one who’s got your back when you need her most. Gym Molly is a superhero, and she wants you to be a superhero, too.

Gym Molly is a revolutionary Fitness and Lifestyle startup that is a one-stop-shop for everything fitness-related, from energy drinks, to bikinis, and fitness gear. Since its November 2017 launch, they have made it their mission to provide the highest quality products in the fitness industry.

Gym Molly is dedicated to helping people live their best lives through health and fitness. Their attention to detail, passion for innovation, and excellent customer service are why the largest retailers in America have embraced Gym Molly.

It’s been a stellar beginning for the young startup, which was so popular at the 2019 LA Fit Expo that it sold out of its entire inventory in just two days. Within 18 months, Gym Molly has secured two US trademarks, cultivated over 15,000 organic followers, united a team of professional athletes and influencers, and more — and the company is just getting started.

Gym Molly’s rapid growth and success are attributed mainly to their young, 18- to 35-year-old, health-conscious female fanbase. Having a customer fanbase that is 45 percent female is unheard of in the pre-workout industry.

Gym Molly Energy Drink Highlights


Gym Molly Energy Drink is the exact product you need to pump yourself with clean energy to keep you working harder — and longer — in the gym. Packed with essential B-vitamins in their Pure Energy B Complex, you get all the benefits of what these vitamins can offer. Their BCAA Ultra Endurance with Hydro Creatine Complex is a mix of vegan BCAAs from sunflowers combined with creatine to pack a punch on all of your goals. They load the Gym Molly Matrix with known ingredients to boost exercise performance and see gains.

Selecting energy drinks and performance beverages can be a confusing process. After all, many preconceived ideas and debates surround these energy-boosting products. Whether the argument is that they have too much caffeine, are loaded with sugar, impede on a proper night’s sleep, or that one should take a pre-workout supplement instead, the list of reasons can go on and on. Gym Molly brings high-quality drinks to the table and is changing the performance-enhancing game.

Having that extra boost of energy is crucial to your gains and performance in the gym. Gym Molly’s performance-enhancing ingredients improve exercise performance, reduce muscle fatigue and damage, and keep your energy levels high — and the rave reviews for Gym Molly on Amazon say it all.

“I purchased this after reading reviews of how good it tastes. It’s not often that you find a pre-workout drink that tastes good, but this is one of them!” — Cassidy McCarty

“My husband and I have been using Spark from AdvoCare for years. A friend recommended Gym Molly, and we’re hooked! I love this product and highly recommend it to anyone that lives an active lifestyle.” — Amy

“Gives me the boost I need when I don’t feel like hitting the gym. It takes a good 30 minutes to kick in for me, and I stick to 12 ounces of water per scoop.” — Sabrina Franklin

Whether it’s getting in shape for summer swimsuit season, your wedding, class reunion, or even if you’re just looking to improve your overall health and fitness, we all could use a little help. We need a gym buddy to motivate us, to pump us up when we’d rather skip the gym, who’s always got your back. Gym Molly is that friend.

Kimone Peart Is Turning Heads with Her Beauty and Brains

While many people around the globe are discovering the potential the fashion industry has as a lucrative career path, there is no doubt about it that only a few can make it to the top. This is simply because while there certainly are several types of consumer bases you have to be able to appeal to a majority of them, whether through a natural enigma or if you are a designer through your creations—if you want your name to rank among the biggest few. On this note, today we introduce Kimone Peart, a talented young woman who is working in the fashion industry in the double role of a model as well as a fashion influencer.

Kimone Peart’s liking for this career path began when she was quite young, but with time and the discovery of hobbies such as fitness and photography, she soon found herself to have grown into the perfect fit for one of the top faces in the market. At present Kimone Peart has already created a strong portfolio for herself as a versatile model, adept in portraying several modes such as bold and sultry or free-spirited and relaxed.

For someone who is so involved in fashion as a consumer, it is expected that they also have an opinion of the industry and its front runners on a macroeconomic scale. In this, Kimone Peart does not disappoint and once again proves her worth as a conscious and well-opinionated individual with her attitude towards some of the top brands such as Nike, FashionNova, Versace, and Ralph Lauren to name just a few. “I have a deep respect for Nike. Their efforts in the industry have made good quality athletic gear accessible and affordable for all. Their penchant for innovation and incorporation of different facets of the target audience is nothing but proof of how serious they are at being the best. As for the latter, they are my favourites to shop from, with inclusive sizes and constantly updating wardrobes a definite plus,” Kimone Peart explains. Apart from the above, majority of Kimone Peart’s work and style in the fashion industry, not only as an influencer but also as a model, has been guided by the collections designed by some top names in the industry. This is not to say that Kimone Peart takes heavily from their style but indeed is impacted by the level of determination and hard work they have put into making fashion that much more gorgeous and unique.

Truly a multi-talented personality, there is much more to be expected from this ambitious woman, including but not limited to working with top fashion magazines such as Vogue and Elle. To stay updated, make sure to follow Kimone Peart on her Instagram account @mskimona and also on her website: https://www.kimonepeart.com/

Meet Tony Pinto, A.K.A Pinto Supreme: A Multifaceted Professional Taking the World of Mortgage to the Next Level

Proving his prowess as an established name and figure in the mortgage industry is Tony Pinto. 

When we glance at several individuals’ success journeys, it amazes us to the core. The knowledge, determination, dedication, and passion they enhance in their work is acknowledgeable. Today each industry is becoming tougher to survive, only pure talent and unique working skills can define their success in the ocean of industries. Social, digital, and technologies play a vital role in the success of a firm and individuals too. The efficient use of these tools leads to explore globally. Meet one such individual talent who has enthralled people and his industry with his work, experience and consistent performance – Tony Pinto. Coming across a long journey to reach at this level of success.

His success journey was not a cake walk. Being a single parent of his son, he had to struggle a lot. But he never lost his confidence and patience, which made him stand apart whether in work or handling his family. He worked in the mortgage industry for more than 20 years as an originator. He moved to California as a VP to grow the state of his old company. Seven years later with 23 branches, they made 85 million a month in loan closing. After working for 12 years, he ultimately left to join supreme lending. After spending a year at supreme lending, he came back to his old company and took it to 1 billion in a year’s time, which he tried to do in Supreme in 2 years. It becomes difficult to perform swiftly when a company does several corporate changes and direction to work. Though he worked continuously with the flow and achieved the desired output with a lot of hard work.

He split his time between Newport Beach California and Salt Lake City Utah, having branches and operating his region out of both states. Along with this, Tony also does life coaching, real estate investing in residential and commercial loans, and also does hard money financing. He along with his partner and best friend of 20 years are holders of multimillion dollars-worth of commercial and residential holdings. His pro knowledge of his field and huge experience not only help him to grow but it also works as wonders for his massive clients. He has set a benchmark by achieving over 4b in loan funding. As a regional, he still closes a book of business, originating over 50m personally in 2022. To the man who works stupendously along with managing home and his son singlehandedly.

Mortgage industry is one the toughest industries to work in, and the risk of finance is always on head. To excel in this field is tricky. But Tony managed and explored his skills efficiently both for the company and his clients. His positive attitude, his charismatic personality, patience, knowledge, and unique working skills are the assets of his astonishing success journey. He works with the main motive is to help as many people as he can to get their home or property. He creates an opportunity for people that have committed to him over the years. His experiences always lead people to wider changes to grow, make more money, make long term investment, and he always treats them as family. 

Follow him on Instagram: pintosupreme 

or visit tonypinto.supremelendinglo.com

What Does the Future of Work Look Like for MSPs/ITSPs?

The channel industry has experienced a variety of changes recently, such as acquisitions, new entrants, and the rise of managed services. Continually, the industry invests in technology partners to meet future challenges and speed up the next wave of innovation. “The pandemic and resulting global shutdown have accelerated many different aspects of the workforce and work environments that would otherwise take years to develop,” said Anthony Buonaspina, BSEE, BSCS, CPACC, CEO and Founder of LI Tech Advisors.

2020 and 2021 were true tests for MSP/ITSP businesses, but despite facing significant challenges, MSP/ITSP businesses were able to step up and help businesses across the globe weather the storm. Said Buonaspina, “MSP/ITSP businesses were not only able to acclimate the fastest to this new work environment but were able to assist many other businesses to adapt as well. MSP/ITSPs were able to convert over to having a work workforce since they already had the knowledge and technology savvy to adjust to this abrupt change.”

As our industry continues to evolve, we have recently welcomed another change to the industry —remote work. During the latest revolution, many MSPs changed the way they work, with many now still working remotely. Some MSPs have found that remote work suits them and their business model, while others use hybrid models, with some staff in the office and some remote. And as we continue to adapt to this new remote work landscape, the question on everyone’s mind is — what does the future of work look like for MSPs?

Is the Work From Anywhere Model the New Norm?

MSPs have always been a remote workforce to some extent, but now they are taking a closer look at how they can optimize their remote workforce. Co-Founder and CEO of BACS  IT Consulting, Jeremy Kushner said, “At BACS Consulting Group, remote working has already fully arrived for most of our staff.  Like many other businesses, this transition was greatly accelerated over the past 24 months by COVID.”

Remote work allows businesses to have several physical offices across the globe without the need to have all their employees in one location. MSPs have been able to take advantage of this by having remote teams in different time zones to provide 24/7 support to their clients.

“We are an MSP headquartered in Northern California with a distributed group of more than 25 employees and with physical offices in three geographies: Northern California, Southern California, and Tijuana, Mexico. Prior to the pandemic, 95 percent of our staff worked out of one of our physical offices.  Now, two years later, 80 percent of our staff work remotely from their homes,” said Kushner. 

People maintain typical 8-hour, 5-day-a-week work schedules but are afforded the advantage of working remotely. The remote work arrangement for us is here to stay for the foreseeable future.  With the happy and comfortable staff this situation has created, we truly believe that it has strengthened our team and improved our service offering.

Cloud-based productivity tools have also made it easier for MSPs to work remotely. These tools allow MSPs to access their work from anywhere and collaborate with their team in real-time. MSPs have been using these tools to their advantage, and they will continue to do so in the future.

“Our MSP had already pivoted to 100% cloud-based productivity prior to the pandemic. We have been able to seamlessly shift back and forth between working remotely or from the office years before the pandemic started. In our industry, hands-on work is often required. Our employees are free to choose their ideal environment for the tasks they have at hand,” said Joe Cannata, Owner of Techsperts, LLC.

Our setup and processes provided a good model for our clients on how we can make them less reliant on their physical office and servers. We were easily able to demonstrate what needed to be done and what products to use to enable them to achieve high productivity in a hybrid work environment. Once a business becomes fully remote-capable, new possibilities and greater flexibility become apparent. We will continue to evolve as new standards become clear. As of now, we are still on a 5-day workweek. 

MSPs /ITSPs Are Adept at Enabling Employees to Work From Home

Remote work is not a new concept. Before the pandemic, remote work was already on the rise, with more MSPs/ITSPs offering remote services and support to their clients. The pandemic has simply accelerated this trend, with remote work now becoming the new norm for many MSPs/ITSPs. These leaders have always been an adaptable bunch, and that’s not going to change anytime soon. MSPs/ITSPs will continue to adapt to the ever-changing landscape, whether that means continuing to work remotely, hybrid models, or even the 4-day work week.

As MSPs/ITSPs adapt to the rapidly changing landscape, one of the challenges that will be faced is encouraging employees to work remotely. The reactions from employees will always be mixed when it comes to remote work. Some love the flexibility and freedom that remote work provides, while others miss the face-to-face interaction with colleagues.

“We have been completely remote even post-COVID, and feedback from our team has been a mixed bag. People with long commutes love it, but everyone does miss an in-person working environment. New hires are actually more insistent on having some in-person days. We will likely go to just a particular day of working together in the same space. We are not looking to go back to an all in-person team. Based on our clients’ needs, especially on the operational front, we strongly feel flexible hours or a 4-day work week will not work for our segment of the industry,” said Ashu Singhal, President of Orion Network Solutions.

Many leaders in the MSP and ITSP industries were already working remotely even before the pandemic. What is the difference? What has changed? The pandemic has forced MSPs/ITSPs to really consider how they work and what work needs to be done on-site versus remote. MSPs/ITSPs have always been a remote workforce to some extent, but the pandemic has forced them to take a closer look at their business models and how they can be more efficient remotely. 

“LI Tech Advisors was working remotely 2 years prior to the shutdown. I had at least one different employee each week work remotely in the event of a storm or building outage. We had converted all of our on-prem hardware and services to the cloud including our phone system and servers.  We adopted a serverless environment utilizing many of Microsoft’s services as well as other synergistic cloud-based systems. So, when the shutdown occurred, we hit the ground running and were able to convert many of our clients over in record time,” said Buonaspina.

Currently, we are working in a hybrid model, where employees go to the office on a rotating basis, and we allow the employees to schedule this themselves.  We have found that this has allowed for a better work-life balance for our employees, and I have to say that my employees tend to give 110% all the time, and employee productivity is the best it has ever been. The employees really appreciate this flexibility of working remotely, especially with fuel prices soaring. Due to the nature of our business, we most likely will continue with a 5-day work week and we tend to only bring on clients that support our structure.

Time Is of the Essence for MSPs/ITSPs

As remote work becomes more advantageous to customers, MSPs will need to find ways to provide remote services and support. MSPs have been able to do this by being readily available to their clients and offering remote services such as remote monitoring and management, remote desktop support, and remote IT infrastructure management.

Said Stephen Riddick, VP of Sales and Marketing of CSP, Inc., “The shift in work has actually been advantageous to us as an MSP as remote-work technology has become more important for firms. For us specifically, we had the technology in place to easily adapt to remote work.  Thus, it was an easy transition.  The biggest challenge is to maintain our culture in a remote setting.  It has also impacted new hire onboarding and training.  We are continuing to tweak our processes to make sure we have the best approach possible.”

We are still fully remote. I anticipate we will move to a hybrid model sometime soon, but it would only be 1 to 2 days a week at most. I highly doubt we would ever go back to full in person.  Also, I do not anticipate moving to a 4-day workweek. As MSP, we have to work and be available when our clients are working. We would be one of the last firms to shift to a 4-day week, and only if all other clients had already done so.

“In our line of work as Managed IT Services, we cannot allow 4-day work weeks for our technical roles. Our customers are operating six days, or sometimes seven days, a week operating, so we cannot lessen those days to four. For non-technical roles, we could see a four-day workweek become a possibility, although that hasn’t been a big discussion factor internally at this point,” said Nick Martin, Director of Managed Services at Mainstreet IT Solutions

Since time is so important, many MSPs/ITSPs prefer hybrid models. They are in the office two to three days a week and remote the rest. This gives them more time to focus on their remote work, which can be more demanding, while still being able to provide on-site support when needed. “We are finding the hybrid model works the best for our company. As a business owner, I personally love being able to see everyone face to face, yet there are varying circumstances for each employee that may make more sense to provide remote work. For us, we still require at least a partial on-site per week to maintain communication,” said Martin. 

How Productive Can Employees Be Working From Home?

Working remotely and tracking productivity is beneficial for everyone. Keeping track of what’s happening in a team not only helps managers stay on top of it, but also helps employees adjust to the new conditions without losing sight of their goals.

Using KPIs for remote working arrangements can help MSPs to manage and monitor employee productivity, as well as identify any issues that may need to be addressed. Said Martin, “When we develop our standard operating procedures, these are built out to help deliver and cater to our Key Performance Indicators (KPIs). We need to understand what our KPIs are and what measurables are good/bad for the business. Then, we need to ensure that our policies and procedures are built to deliver a healthy KPI measurable. We monitor these KPIs daily through management, so we can quickly audit what is and what is not working.

For some companies, remote work is a temporary solution while the return to the office remains uncertain. However, many MSPs/ITSPs are planning to implement remote and hybrid solutions for the long term. Either way, it’s beneficial to evaluate performances and conduct regular assessments. It is also essential to find the right balance because nobody wants to feel they’re controlled during their work.  

Do you run an MSP or ITSP business? What remote work arrangements do you have in place? Are you thinking of changing anything in the future?