Nerissa Reaves, aka “Professor Honey”, is a personal finance expert and the founder of Professor Honey’s Credit & Lending. She did not come from money, and has built her own business from scratch, all while helping other people achieve financial success through education programs that teach them how to do it.
Reaves knows all too well what it takes to build your worth through determination. Her journey isn’t over yet – she now works as an expert on how you can take the first steps toward becoming free of any debt or owe someone else everything by giving them hope for better days ahead.
As part of her company, Reaves created The Credit and Funding Hive, a financial planning program that’s helping thousands of people restore their credit scores, get the funding they need to build their businesses and establish opportunities for passive income.
Reaves is the financial knowledge source that everyone needs. She holds a bachelor’s degree from Spelman College Magna Cum Laude and an advanced degree in education; both earned at top universities on opposite sides of the country. Her list goes one-ness: she was also fluent as a Japanese translator for the Kawaguchi consulate, a restauranter – just to name a few of her accomplishments. Reaves has a rich work history as a teacher-turned-restaurateur, investor-turned model and most recently, actress-turned-serial entrepreneur.
The Connecticut-born Reaves was taught by her father at a young age the importance of education. She was also exposed to the importance of keeping her credit score high from a young age. Even though she didn’t pick up any of the financial skills at first, her experience with losing everything during her first stint as an entrepreneur took her to the drawing board. This time, she made financial literacy and building a strong credit her starting point. Today, as a successful entrepreneur and financial literacy coach, Reaves is influencing the next generation of entrepreneurs and regular individuals on the importance of a positive credit score.
A big influence in Reaves’ life has also been her mother, who has been at the forefront of her success later on in life. She is a continuous source of inspiration and encouragement, and Reaves attributes a lot of her motivation to her mothers unconditional support.
For Reaves, her techniques and strategies are not a quick fix; as a matter of fact, she believes any positive or negative change is a product of time, and there are no guarantees that the time will be short or long, “If you think about it, bad credit didn’t happen to you last night while you were asleep,” said Reaves. “I hate to say it, but you did this to yourself, whether by ignorance or willful mistakes. So restoring your credit to health will take just as long – if not longer – than it took to get you to its current state.”
The Credit and Funding Hive is a one-stop shop for people looking to restore their lost faith in debt and get the funding they need from banks or other institutions that often won’t give it due to past mistakes on record. With Professor Honey’s help, you can build up your business as well!