Donald ‘Don’ Dirren Explores Effective Retiree Risk Management Strategies

NY Weekly Staff on November 3, 2025

Planning for retirement is more than just saving money—it requires anticipating the challenges that come with living on a fixed income, managing investment risks, and adapting to economic and personal changes. According to Donald “Don” Dirren, a well-designed retirement plan considers longevity, fluctuating market conditions, rising healthcare costs, and the impact of inflation on purchasing power. 

Diversifying income sources, regularly reviewing financial plans, and staying flexible with withdrawals can all contribute to long-term financial security. Whether it’s ensuring necessary medical coverage or accounting for a longer-than-expected retirement, staying proactive helps maintain financial stability and peace of mind throughout the retirement journey.

Key Financial Risks in Retirement

Retirement shifts how financial risks impact daily life. Without a steady paycheck, retirees depend on investments and fixed income sources, making them more vulnerable to market downturns or inflation. A sudden drop in the market or a spike in living costs can throw off years of careful planning. That’s why many retirees keep a portion of their savings in more stable, low-volatility instruments to weather economic storms.

Healthcare is another growing concern. As people age, their medical needs often increase, along with the related expenses. While Medicare provides some support, it doesn’t cover everything. Unexpected health issues can result in substantial out-of-pocket costs, which can quickly deplete retirement savings. This makes it vital to understand what Medicare covers and what may require supplemental insurance or personal funds.

Longevity is often underestimated. Living well into your 80s or 90s may sound like a blessing, but it also means your savings need to last longer. Without careful preparation, there’s a real possibility of outliving your resources, especially if your spending or investments don’t adjust accordingly. That’s why financial plans should be reevaluated routinely to align with changing needs and life expectancy projections.

Building a Reliable and Diverse Income Stream

A strong retirement income plan relies on more than one source of income. Depending entirely on Social Security or a single pension can be risky if unexpected expenses arise or if benefits don’t keep pace with inflation. Combining income, such as annuities, with personal savings or investment income can provide stability and growth potential. Some retirees also explore part-time work or rental income to diversify their cash flow further.

Some retirees choose to layer their income by timing when they tap into different sources. Delaying Social Security while drawing from savings early on can lead to higher long-term benefits, especially when paired with tax-efficient withdrawal strategies. Having several income streams can provide peace of mind during market volatility or economic shifts.

Market Volatility and Investment Risks

Market swings can dramatically affect a retiree’s portfolio, especially when withdrawals are happening at the same time. One way to cushion the impact is by maintaining a well-diversified portfolio that includes stocks and more stable options, such as bonds or cash equivalents. Adjusting this mix as retirement progresses can help manage risk without sacrificing necessary growth. Some also establish a dedicated cash reserve to avoid selling during downturns.

Some retirees adopt a bucket strategy, where funds are divided into short, medium, and long-term holdings. This lets them ride out market dips without needing to sell investments at a loss. Others lean toward dividend-paying stocks or income-focused mutual funds that generate cash flow regardless of price fluctuations. The key is devising an approach that supports both current needs and long-term goals.

Preparing for Extended Retirement

People are living longer, healthier lives than previous generations, which means retirement can stretch 25 years or more. That extended timeline requires a strategy that not only covers daily expenses but also adapts over time. A plan that seemed sufficient at age 65 may fall short at 85 without regular adjustments. This is why long-term projections and contingency plans become increasingly crucial as retirees age.

Some individuals choose to incorporate lifetime income products, such as annuities, to ensure a baseline of predictable income. Others prefer a phased withdrawal approach, gradually adjusting how and when various funds are used. These can help reduce the risk of running out of money in the later stages of retirement.

Managing Healthcare and Long-Term Expenses

Medical costs are among the key expenses and unpredictable aspects of retirement. Even with Medicare, retirees often face premiums, co-pays, and out-of-pocket expenses that can add up quickly. A single hospitalization or chronic condition can significantly impact a financial plan. Prescription drugs, dental care, and vision needs—often overlooked in early planning—can also become sizable expenses over time.

Long-term care is another factor that can catch people off guard. Whether it’s assisted living, home care, or nursing facilities, these services can be expensive and aren’t fully covered by traditional insurance. Some retirees explore long-term care policies, while others build a reserve within their portfolio to handle these possible future needs. Evaluating local costs and availability of care options can also guide better preparation.

Staying Ahead of Inflation and Adjusting Withdrawals

Inflation quietly erodes purchasing power over time, which makes it a critical risk in retirement. A dollar today won’t stretch as far in ten or twenty years, particularly when it comes to essentials like housing, food, or medication. Including assets that historically outpace inflation, such as real estate or inflation-protected securities, can help offset this effect. Consistently reviewing cost-of-living changes is vital to staying ahead.

Adjusting withdrawal plans based on market conditions is another important move. Some retirees reduce their spending slightly during down markets to preserve capital, while increasing it when investments perform well. Flexibility here can extend the life of a portfolio and help ensure income remains steady without depleting funds too quickly.

 

Disclaimer: The information provided in this article is for informational purposes only and should not be considered as financial advice. Always consult with a financial advisor before making any major financial decisions.

Inside Netifatu Abdulmumin-Butali’s Mission to Empower Women and Transform Enterprise Technology

NY Weekly Staff on November 3, 2025

By: Natalie Peterson

Across today’s digital landscape, Netifatu Abdulmumin-Butali stands out as one of the leading professionals helping to redefine how enterprise systems can elevate both performance and people. As an accomplished SAP Functional Consultant, she has built a career at the intersection of innovation and empowerment, assisting global organizations in streamlining operations while encouraging a new generation of women in technology.

Her outstanding achievements earned her recognition through the 2025 Global Recognition Award, which celebrates her leadership in ERP innovation, education, and mentorship across the technology landscape. This honorable award recognizes Netifatu’s ability to bring together complex system design with leadership grounded in vision, teamwork, and integrity. To her, this recognition represents far more than a personal success; it reflects the rising presence of women who are shaping the future of technology on a global scale. “Technology should always serve people,” she says. “It’s about developing solutions that make life simpler, smarter, and more connected.” “Each advancement we design should aim to contribute positively to the various communities we serve, and most importantly, support improvements to lives while expanding learning opportunities.”

In her role as a consultant, she has led large-scale ERP implementation and optimization projects that have resulted in improved process efficiency, reduced operational errors, and strengthened decision-making frameworks across organizations. Her approach combines technical precision with strategic vision, ensuring that systems are not only functional but also sustainable. These measurable outcomes reflect her belief that technology must always serve a purpose before profit.

Beyond her corporate impact, Netifatu is a dedicated mentor and leadership advocate. Through her work with the Global Mentorship Initiative (GMI), she has guided professionals across continents, particularly women and girls seeking to enter technology fields. She shares practical career insights, leadership lessons, and personal growth guidance with genuine authenticity and compassion. Her dedication to authentic leadership was strengthened through her Korn Ferry Leadership U for Humanity certification, which refined her approach to building ethical, inclusive, and forward-thinking workplaces. “To me, true success expands when it’s shared with others,” she reflects. “By guiding and uplifting people to reach their potential, we cultivate an industry that thrives on trust, creativity, and shared growth.”

Her research and writing further demonstrate her range as a thought leader. Netifatu has authored influential papers such as Optimizing ERP Systems for Strategic Decision-Making: A Data and AI-Driven Approach and From Visibility to Velocity: Generative AI-Driven Cloud ERP and Digital Supply Chain Orchestration for Future-Ready Enterprises. She has also published additional peer-reviewed work exploring how emerging technologies, including virtual reality and artificial intelligence, could address challenges in healthcare and cybersecurity. Each study highlights her ability to merge innovation with empathy, translating advanced research into real-world solutions that aim to create lasting impact.

Her mentoring and academic initiatives have helped over one hundred aspiring professionals, many of whom have gone on to establish thriving careers and businesses. She also volunteers as a digital support analyst, creating community-based technology solutions that seek to close information gaps in underserved populations. These efforts showcase her belief that innovation and inclusion must progress together, ensuring that access to knowledge and opportunity isn’t determined by geography or background.

Netifatu’s work exemplifies the balance of intelligence and humanity. Her ability to turn complex enterprise systems into engines of growth, education, and empowerment continues to inspire her peers worldwide. As organizations look to build sustainable digital ecosystems, her leadership offers a blueprint for transformation rooted in empathy and measurable excellence.

Building on her achievements, she envisions expanding her mentorship network and developing new frameworks that align enterprise innovation with social impact. Her career reflects what happens when determination, intellect, and purpose combine. “True innovation begins with people,” she says. “When innovation grows from empathy and purpose, it can shape technology that continues to make an impact long after the original tools fade.”

Through her global accolades and lasting contributions, Netifatu Abdulmumin-Butali continues to demonstrate that true leadership extends beyond borders. Her legacy is one of vision, integrity, and shared progress, a reminder that true innovation begins with those who choose to lead with both heart and intention.

Omri Hurwitz Media Leads Israel in AI-Driven PR Innovation

NY Weekly Staff on November 3, 2025

By: Jake Smiths

Omri Hurwitz Media has been named the leading PR firm in Israel, solidifying its reputation as a trailblazer in AI-powered communications and media innovation. By combining strategy, technology, and storytelling through a process known as Generative Engine Optimization, the firm has established a new global standard for how brands achieve lasting visibility in both human and machine-driven environments.

A recent report by NYTech Media highlights OHM’s leadership in this emerging field. The publication credits the firm for bridging traditional media with artificial intelligence, noting that its methods have helped redefine public relations in an age where algorithms now determine what information audiences see first.

Redefining PR for the AI Generation

The digital landscape is shifting rapidly, with AI platforms such as ChatGPT, Claude, and Perplexity reshaping how people consume and trust information. Recognizing this change early, Omri Hurwitz Media developed Generative Engine Optimization, a framework that ensures clients’ brands are accurately represented within AI-generated content.

As NewsBlaze reports, the GEO approach focuses on training AI models to recognize and reference client brands through high-quality digital content. This means that when AI systems produce answers, articles, or recommendations, OHM’s clients are more likely to be featured as authoritative sources.

Rather than chasing fleeting headlines or one-time press mentions, the firm engineers narratives that are woven into the long-term knowledge base of AI systems. This strategy ensures sustained visibility and credibility across the growing landscape of generative search and automated discovery.

Building the Future of Media Ownership

Omri Hurwitz Media’s rise is not only due to its innovation in AI strategy but also its unique approach to media ownership and distribution. Unlike traditional agencies that rely solely on external publications, OHM owns and operates a diverse portfolio of media properties, podcasts, and newsletters.

According to SingaporeWire, OHM has become “the largest GEO-focused media company across Europe and Asia,” with an infrastructure designed to ensure consistent and scalable exposure for clients. By publishing through its owned channels, the firms help ensure that its clients’ stories reach high-authority sources that AI engines trust and reference.

In an interview featured on hurwitz.tv, founder Omri Hurwitz explained that “owning your media is no longer optional; it is essential for long-term visibility.” This philosophy has guided OHM’s success and influenced how the firm structures campaigns to achieve both human impact and algorithmic influence.

Partnering with the World’s Innovators

Omri Hurwitz Media’s client portfolio spans an impressive range of startups, global enterprises, and high-profile individuals. Over the last two years, the firm has collaborated with many startups across technology, fintech, AI, and digital commerce, in addition to providing strategic guidance to billionaire entrepreneurs and investors.

Rolling Stone UK describes Hurwitz as “one of the most trusted strategists for today’s innovators,” noting his ability to merge creativity with data precision. OHM’s tailored approach ensures that every campaign aligns with each client’s unique goals, from investor outreach to product awareness.

For startups seeking global recognition, OHM has become a go-to partner for launching in competitive markets. Its combination of media ownership and AI optimization helps clients achieve measurable outcomes, from increased visibility to stronger investor confidence.

Setting the Standard for AI-Integrated PR

The acknowledgment from NYTech Media confirms what many in the industry already recognize: Omri Hurwitz Media is not just a PR firm but a blueprint for the future of communication. Its integration of technology, strategy, and media control has positioned it as a global leader in AI-driven storytelling.

The firm’s success underscores a vital shift in public relations. Visibility is no longer limited to search rankings or press coverage; it now includes algorithmic influence within AI platforms that shape how information circulates. OHM’s GEO model addresses that shift directly, providing clients with the tools to thrive in a new digital ecosystem where reputation is defined as much by data as by human perception.

As artificial intelligence continues to evolve, Omri Hurwitz Media stands at the forefront of this transformation. By combining innovation with integrity, the company has positioned itself not only as Israel’s number one PR firm but also as a global thought leader redefining how influence works in the modern age.

From Boardrooms to Hospital Gowns: Tom LeNoble’s Resilient Reinvention

NY Weekly Staff on November 3, 2025

By: AK Infinite

Every leader has a story, but few have lived one as multidimensional, raw, and inspiring as Tom LeNoble. In his forthcoming book, My Life in Business Suits, Hospital Gowns, and High Heels (available November 4, 2025), LeNoble delivers a striking blend of memoir and manifesto, which serves as a testament to surviving storms, defying expectations, and leading with purpose through every chapter of life.

His journey weaves through Fortune 500 boardrooms, Silicon Valley startups, hospital corridors, and personal rebirths. Through each transformation, LeNoble reveals that resilience isn’t merely a choice—it’s often seen as a currency. And it’s one he’s learned to spend wisely.

Turning Adversity into a Pathway of Purpose

The book’s central metaphor, business suits, hospital gowns, and high heels, captures the contrasting worlds LeNoble has navigated with intention and courage. The suits represent power and leadership; the hospital gowns, vulnerability and healing; and the high heels, a bold symbol of identity and authenticity.

“I’ve sat in boardrooms with executives, coached leaders across industries, and found myself in hospital beds I never expected to see,” LeNoble shares. “But through each scene, each wardrobe change, one truth emerged: resilience can be the greatest asset we have.”

My Life in Business Suits, Hospital Gowns, and High Heels is an insightful playbook for transformation. LeNoble draws from his acclaimed frameworks, including the RiskAbility Factor™ and the ResiLeader™ mindset, to teach readers how to transform uncertainty into opportunity. He invites professionals, changemakers, and everyday readers to see their setbacks not as detours, but as potential launchpads toward their next version.

For Leaders, Dreamers, and Rebuilders

The book speaks to a wide audience with tailored impact:

  • For leaders, it’s a strategic guide to navigating volatility while staying grounded in authenticity.
  • For the GLBT+ community, it’s an empowering celebration of identity, courage, and belonging.
  • For anyone rebuilding after illness, loss, or personal reinvention, it’s a roadmap to renewal.

LeNoble introduces practical tools for the reader. Each page feels like a conversation with a trusted coach. A voice saying, “yes, you can,” precisely when readers need to hear it most.

The Resilience Behind the Résumé

Before becoming a voice in leadership and resilience, LeNoble built a career at the intersection of innovation and humanity. His executive experience spans companies like Facebook (META), Walmart.com, Palm (HP), and MCI (VZ). He’s also been instrumental in the growth of high-impact startups.

Today, as a Coach, Professional Speaker, Author, and CEO, LeNoble equips leaders and organizations to thrive through transformation. Yet behind the polished résumé is a deeply human story. LeNoble has weathered illness, loss, and reinvention. Those experiences now infuse his message: that leadership isn’t defined by title, but by truth, and that purpose often follows pain.

A Voice for Authenticity and the GLBT+ Community

LeNoble’s message resonates particularly with the GLBT+ community, for whom authenticity can often come at a personal cost. In his book, he writes candidly about inclusion, identity, and the courage to stand in one’s truth. “Your journey matters. Your wounds teach. Your voice shapes eras,” he affirms.

By blending vulnerability with visionary insight, LeNoble redefines what leadership looks like in a world that’s demanding more humanity and less perfection. His writing is not detached or clinical but raw, relatable, and relentless, echoing the lived experiences of readers who’ve felt both seen and unseen in their own lives.

A Movement of ResiLeaders™

From Boardrooms to Hospital Gowns Tom LeNoble’s Resilient Reinvention

Photo Courtesy: Tom LeNoble

More than a memoir, My Life in Business Suits, Hospital Gowns, and High Heels is also a movement rallying call for leaders, dreamers, and survivors to rise above circumstance and lead from authenticity.

Readers will find clarity in chaos, confidence in uncertainty, and community in shared experience. By joining the growing circle of ResiLeaders™, they align themselves with a philosophy that turns adversity into advantage.

As LeNoble writes, “If I can turn the storm into strength, you might also be able to.”

Begin Your Next Chapter

My Life in Business Suits, Hospital Gowns, and High Heels by Tom LeNoble will be available on November 4, 2025. Order now to join a community of resilient professionals, authentic leaders, and unapologetic truth-speakers who believe that every storm runs out of rain—and every challenge carries the seed of reinvention.

Preorder your copy today and take the first step toward your own pathway of purpose.

How Finance Manager Training Can Help New Dealership F&I Managers Avoid Costly Mistakes

NY Weekly Staff on November 3, 2025

By: Ryan Daniel

New Dealership F&I managers consistently lose thousands in monthly revenue by making the same preventable errors: presenting products inconsistently, leaving documentation gaps, and not understanding their customers. These mistakes can tally $200-$300 per vehicle in lost profit, yet takes only three minutes to fix. What can dealerships do to help their new F&I Managers?

Inconsistent Product Presentation Creates Legal Exposure and Lost Revenue

New F&I managers frequently allow sales department opinions to dictate which products they present and to whom. A salesperson whispers, “they won’t buy anything” or “just get them done,” and the F&I manager responds by cherry-picking products or pre-discounting before the customer even sees the menu. This practice violates the fundamental rule of professional F&I management: present 100% of products to 100% of customers at 100% retail price, 100% of the time.

“Too many new F&I managers think they’re saving time by jumping straight into paperwork, pre-selecting what they think a customer will want, or perhaps even worse, pre-discounting,” says Ryan Daniel, president of Finance Manager Training – a Dealership F&I school. 

The consequences extend far beyond lost product sales. Selective presentation based on assumptions about customer income, ethnicity, age, or appearance creates legal liability for discriminatory practices under federal Equal Credit Opportunity Act requirements. Courts and regulators require consistent treatment—the same menu, same products, same pricing for every customer, regardless of appearance or sales team prejudice.

Financially, inconsistent presentations also cost the dealership thousands monthly. If you skip presenting vehicle service contracts to just five customers per month who might have purchased at $2,000 each, that’s $10,000 in lost gross profit monthly, or $120,000 annually. Elite F&I managers maintain standardized product templates that require only loading and printing—no customization, no pre-judgment, no discrimination.

The solution is deceptively simple: build your menu template once with all products at optimal pricing, then present that exact menu to every single customer. Let customers decide what they want rather than deciding for them. This approach maximizes revenue, ensures compliance, and ironically saves time by eliminating the mental energy spent trying to predict customer behavior.

Documentation Errors Trigger Funding Delays and Compliance Violations

During busy Saturday rushes, new F&I managers also make critical paperwork mistakes: missing signatures on contracts, incomplete mileage disclosures, unsigned credit applications, or incorrect sales tax calculations (especially across county lines). Approximately 80% of errors get caught before paperwork leaves the dealership, but the 20% that slip through create cascading problems.

“It is not uncommon for a new F&I Manager to waste hours chasing down customers for missing signatures, and have to deal with documentation errors that could have been caught in a two-minute conversation” says Ryan Daniel. “This is why F&I Certification can be so important. It instills the habits that new managers need.”

Incomplete documentation delays funding from lenders, requiring embarrassing calls asking customers to return to the dealership. In worst cases, deals unwind completely when customers refuse to come back or when the funding window closes. These errors damage dealership reputation, strain lender relationships, and in severe cases trigger compliance violations with state and federal authorities.

The fix requires implementing a standardized checklist for every deal and conducting a complete review before the customer leaves the building. This two-person verification system—having a second set of eyes review critical documents—catches mistakes while they’re still easy to fix. Top-performing F&I managers never let customers leave without personally reviewing every signature, initial, disclosure, and supporting document.

Modern dealer management systems include compliance checkpoints and electronic contracting tools that reduce manual errors. Learning these systems thoroughly and using built-in safeguards prevents the documentation disasters that plague new managers. The five minutes spent on final review save hours of cleanup work and protect both the dealership and your career.

Product Knowledge Gaps Create Compliance Nightmares

New F&I managers often call a Vehicle Service Contract (otherwise known as  a VSC) a “warranty”—a terminology error that violates the Magnuson-Moss Warranty Act. Only manufacturers can offer warranties, which by law must be free. When dealers sell “warranties,” they create legal liability and potential enforcement actions from state attorneys general and the FTC.

Beyond terminology, insufficient product knowledge manifests in multiple ways: inability to list ten benefits of dealership financing versus bank financing, not knowing coverage limits and exclusions, making misleading “best warranty” or “best rate” claims, and quoting payment ranges instead of exact APRs. These gaps lead directly to UDAAP (Unfair, Deceptive, or Abusive Acts or Practices) violations, customer complaints, and legal exposure.

The solution requires treating F&I as a profession requiring continuous study, not just a job. New managers must read and re-read all contracts and product brochures until they can explain every detail in customer-friendly language. Essential knowledge includes understanding dealer cost on each product, benefits and limitations, claim procedures, and appropriate positioning for different customer situations.

Formal training through AFIP (Association of Finance & Insurance Professionals) certification or similar programs provides the compliance foundation every F&I manager needs. The AFIP Basic certification covers 150 federal law questions, 25 ethics questions, and 25 state law questions—ensuring managers understand both what to sell and how to sell it legally. With an 88% pass rate and comprehensive support, certification is achievable for any committed professional and demonstrates credibility to customers, lenders, and regulators.

So What Should They Do?

The mistakes that sink new F&I managers are predictable, documented, and entirely preventable with proper training and discipline. Success requires commitment to three non-negotiables: present all products consistently and maintain perfect compliance documentation. These fundamentals, combined with continuous learning through AFIP certification and industry education, create the foundation for a lucrative, sustainable career.

The F&I position offers exceptional earning potential precisely because it demands excellence across multiple dimensions: sales ability, regulatory knowledge, customer service, ethical conduct, and financial acumen. Managers who invest in proper training, resist unethical shortcuts, and prioritize customer needs over commission pressure build six-figure careers that span decades. Those who skip fundamentals, chase quick profits, or compromise compliance typically flame out within months.

Meet Ethan ‘Hank’ Schluter Of Power Take Off

NY Weekly Staff on November 3, 2025

A Rising Guitarist Shaping Power Take Off’s Sound

Power Take Off’s high-energy blend of rock, pop, and punk has been building steady momentum across the U.S. In that aspect, Ethan Schluter stands out as the guitarist whose tone, chemistry with his bandmates, and disciplined work ethic anchor the live show and studio output. Fresh from an October run that included Launch Dallas on October 3, 2025—part of the LAUNCH Music Conference & Festival’s Dallas edition—he continues to help translate the band’s hook-forward writing into dynamic performances that connect with new crowds.

Born on April 15, 2004, Ethan Schluter grew up surrounded by music and mentorship. The environment shaped his early curiosity into a focused craft: long practice hours, careful listening, and a habit of pushing arrangements until the songs felt both fresh and familiar. That discipline later became essential as the band’s profile expanded.

Early Roots And A Family Legacy

Meet Ethan ‘Hank’ Schluter Of Power Take Off

Photo Courtesy: John Flores

Music runs deep in the Schluter family. Ethan’s father, Paul Schluter—known for work with progressive metal band Last Crack—set a real-world example of the commitment needed to tour and record at a professional level. That influence, combined with encouragement from his grandfather Jim Schluter, created a multigenerational thread that informed both taste and technique. When he watched his father perform with a 1990s cover band at age 13, the spark took hold. Hours of practice followed, especially during the COVID era, when he turned a bedroom into a routine-driven woodshedding space for guitar, bass, voice, and songwriting.

Those roots help explain the way Ethan Schluter approaches collaboration: respectful of tradition, open to experimentation, and acutely aware of how parts fit together. He cites touchstone guitar figures—Jeff Beck, Rory Gallagher, Jimi Hendrix, Eric Johnson, Albert King, Gary Moore, and John Mayer—alongside a listening diet that spans blues, jazz, folk, pop, and classic rock. The range shows up in his phrasing and in the way he balances melody with grit.

Crafting A Signature Style

The onstage gear choices and practice habits tell a similar story. His splatter-painted Fender Telecaster (already on its second neck) is more than a visual calling card; it is the guitar he refuses to leave behind because it responds to subtle dynamics. That tactile bond translates to a stage presence fans remember: bleach-blond hair, a broad grin, and an energetic, sometimes off-the-cuff feel that still lands right in the pocket.

That balance—personality and precision—has helped Ethan Schluter evolve from early roles on bass to the band’s lead guitar voice. He shapes tones that complement vocals and leave space for hooks. It is a style that supports the song first, then adds color: a short bend here, a chordal fill there, a counter-melody in a second verse to lift the refrain.

From Friends To Bandmates

Relationships within Power Take Off developed organically. Singer Scott Theis and drummer Ayden Theis clicked quickly with Ethan in early writing sessions; the first song they finished together, “All the No’s,” later climbed into the Mainstream Rock Top 50, peaking at #27, a milestone publicly noted by the band’s label. Guitarist Mike Delp adds a complementary approach—the “yin and yang” interplay Ethan often highlights—while Jakob Ripp locks down the low end with a direct, song-first sensibility.

The result is a lineup—Scott Theis (vocals), Ayden Theis (drums), Ethan Schluter (guitar), Mike Delp (guitar), and Jakob Ripp (bass)—that writes quickly, revises with intention, and plays with conviction.

Onstage Identity And The Telecaster That Won’t Quit

Fans regularly associate Ethan Schluter with that multicolored Telecaster, a guitarist’s instrument worn in all the right places. The choice hints at priorities: clarity, attack, and the ability to sit inside a dense mix without getting harsh. Pair that with backing vocals and co-writing duties, and his role becomes clear—one-fifth of the band’s engine, always serving the arrangement.

He credits close friendships for that cohesion. The bond with vocalist Scott keeps melodies and guitar figures aligned; the trust with drummer Ayden shapes transitions and dynamics; and the locked-in partnership with Mike on the other guitar brings the classic two-guitar conversation into modern arrangements.

Recent Momentum—And Recording Pedigree

Meet Ethan ‘Hank’ Schluter Of Power Take Off

Photo Courtesy: John Flores

Photo Courtesy: John Flores

Power Take Off’s single “Revolution” arrived on streaming on May 2, 2025, signaling a concise, radio-ready sound that still leaves room for guitar personality. The track contributes to a consistent run on the SMR Mainstream/Active Rock chart, underscoring how the band has tightened its writing cycle.

Key collaborators add pedigree. “Revolution” was recorded in Nashville with multi-platinum producer Malcolm Springer, with sessions at Stoner Creek Studio, a facility associated with Lynyrd Skynyrd keyboardist Peter Keys. The band has also tracked in Detroit with Chuck Alkazian, owner of the long-running Pearl Sound Studios. Each producer relationship sharpened arrangements, tones, and performances—vital steps for a group preparing sustained national activity.

On the business side, Power Take Off releases music through Stryker Records, with distribution via Virgin Music Group and additional releases distributed by FUGA in London. That partnership supports touring and promotions while providing a clear path for new music in the year ahead.

Touring Benchmarks And Audience Growth

Live work remains central. The October 2025 itinerary included LAUNCH’s Dallas edition, with a set at Puzzles in Deep Ellum. This appearance helped the band reach listeners beyond its home base, testing new arrangements and tightening the show for the larger rooms planned.

For Ethan Schluter, the road tests more than stamina; it validates how parts interact under stage volume and how songs read in real time. That feedback loop flows back into writing sessions, where small changes—an intro figure, a harmony run, a trimmed bridge—can elevate a track’s clarity without sacrificing edge.

What’s Next

With additional sessions in Detroit and a label infrastructure in place, the band has flagged continued single rollouts and expanded U.S. routing. Next up: Power Take Off will join Rehab on tour, with the full run officially announced on November 3, 2025. As that schedule unfolds, Ethan Schluter will continue to focus on tone, arrangement craft, and chemistry. Dates and markets will be shared on the band’s official channels immediately following the announcement. The aim is steady growth: new rooms, new fans, and recordings that reflect the band heard on stage.

Why More New York Men Are Choosing Non-Surgical Hair Replacement Over Transplants

NY Weekly Staff on November 3, 2025

By: John Mack

In New York City, appearance has always been part of the hustle. Power suits, crisp fades, gym-sculpted physiques—everything speaks before you do. Yet for countless men, one subtle change in the mirror can knock that confidence off balance: hair loss.

Once, the only way to reclaim it seemed to involve scalpels and scars. Today, a new wave of New Yorkers is proving that transformation doesn’t have to come with surgery—or the stigma that used to surround it.

The End of the Surgical Era

For decades, transplants were the leading option in the hair-restoration market, offering the potential for permanent hair regrowth using your own follicles. But reality rarely matched the brochure. Results could take a year to appear, required painful procedures, and often cost as much as a small car. The recovery time alone kept busy New York professionals away.

Even more discouraging were the inconsistent outcomes. Visible plugs, patchy coverage, and linear scars made the results obvious. “Natural” became a relative term, and for image-conscious men in the city that never sleeps, it just wasn’t enough.

A Smarter Solution Takes Hold

Advances in cosmetic science have introduced a completely different option—non-surgical hair replacement. Rather than relocating follicles, this approach uses ultra-thin membranes or lace bases bonded to the scalp and blended with the wearer’s natural hair. The systems are lightweight, breathable, and virtually undetectable.

Results can be noticeable after a single session, with clients often leaving with a fuller, styled head of hair that blends with their natural look. The process typically involves minimal downtime, and there are no visible scars. Many clients find it a discreet option for their busy schedules.

Why Men Are Switching

For many, the choice is practical. Non-surgical systems may provide:

  • Speed: Noticeable results in a shorter time compared to surgery.
  • Freedom: The ability to experiment with different hairstyles, lengths, or colors.
  • Safety: Minimal medical risks and no significant recovery period for most.
  • Cost-effectiveness: Generally more affordable than surgical options, with regular maintenance costs.

But the deeper reason behind the switch isn’t convenience, it’s control. Modern men want options that fit their lifestyle, not the other way around.

Building Confidence in the Moment

Scroll through social media and you’ll see it everywhere—men revealing their before-and-after hair transformations with pride, not shame. In New York, where personal branding is practically a survival skill, confidence is the new currency.

A healthy hairline can boost confidence and help people feel more positive about their appearance. Some clients find it enhances their social interactions, on-camera presence, and motivation at work. It’s about feeling good and presenting yourself with confidence.

Where the Transformation Happens

At the heart of this local shift is Ace of Fades 212, a private Manhattan studio that’s become synonymous with realism and artistry in men’s grooming. Owner and master stylist Marcos Monje has spent years honing the craft of seamless, non-surgical hair restoration.

Every transformation begins with a consultation—skin tone, lifestyle, and personal style are all considered before any hair is cut or applied. Whether a client wants a skin-fade look, a curly Afro unit, or something classic and corporate, each system is built from premium lace or skin bases designed to mimic natural growth patterns.

Monje’s approach is equal parts barbering, design, and confidence coaching. “We’re not just installing hair,” he says. “We’re restoring the person underneath it.”

Why More New York Men Are Choosing Non-Surgical Hair Replacement Over Transplants

Photo Courtesy: Ace of Fades

Learn more about hair replacement NYC and how modern men are transforming their look without surgery.

Stories Behind the Mirror

At Ace of Fades 212 – Hair Replacement Studio, clients often mention how the experience has boosted their confidence. The results speak for themselves, with some even having others do a double-take, thinking it’s a transplant. 

Word has spread from Brooklyn to the Upper East Side, and more men are seeking out the private, low-key vibe of studios like Ace of Fades 212. It’s not just about the look—it’s the whole experience: no crowded waiting rooms, no paperwork—just a conversation, a chair, and a transformation.

A Cultural Shift in Masculinity

What’s happening in New York reflects a larger change in how men view grooming. A generation ago, taking this level of care with one’s appearance might have been labeled vain. Today, it’s seen as confidence, discipline, and self-respect.

Men are realizing that looking good doesn’t diminish masculinity—it amplifies it. The same way they invest in a tailored suit or a gym membership, investing in hair restoration is now part of the modern self-improvement toolkit.

From Trend to Standard

Industry analysts estimate that non-surgical hair replacement now accounts for a growing share of the $7.3-billion U.S. hair-restoration market. And nowhere is that growth faster than New York.

Barbers, stylists, and creative professionals are beginning to collaborate, blending barbering techniques with cosmetic precision. What was once a niche is quickly becoming mainstream—a reliable, stylish solution embraced by executives, athletes, and influencers alike.

The Future of Hair Confidence

Transplants will always exist for those seeking permanence, but non-surgical systems offer something equally valuable: flexibility. They allow men to adapt, experiment, and evolve—without commitment or risk.

In a city built on reinvention, that adaptability is everything. Non-surgical hair replacement gives New Yorkers a way to match how they feel inside with what they see outside—and they’re not waiting years to do it.

So the next time you notice a colleague or actor who seems to have “suddenly” aged backward, chances are it’s not magic—it’s modern craftsmanship.

Discover how it is redefining what confidence looks like in the city that never sleeps. For more information on hair replacement services in New York, reach out to:

Ace of Fades 212 – Hair Replacement Studio

Address: 127 E 59th St, Suite 60, New York, NY 10022

Phone: (646) 245-2346

Website: Aceoffades.com

Exploring the Features of IFS ERP: A Modern Solution for Industry-Driven Efficiency

NY Weekly Staff on November 1, 2025

Imagine running a business where every decision is backed by instant insight, every process flows seamlessly, and every department speaks the same digital language. That’s the modern enterprises chase — but few achieve without the right technology. For companies managing vast projects, assets, and supply chains, success depends not only on efficiency but also on intelligence. This is where a next-generation ERP, such as IFS, steps in, empowering organizations to connect finance, operations, and service in one unified, future-ready ecosystem.

Enter IFS ERP, a platform built for the modern enterprise. Instead of offering a one-size-fits-all solution, IFS delivers deeply integrated modules designed around how real industries operate — not just how spreadsheets work.

In this guide, we’ll be exploring the features of IFS ERP in depth, examining what makes it unique, which modules are important, and how it helps organizations thrive in an era defined by disruption and opportunity.

What Is IFS ERP?

IFS (Industrial and Financial Systems) is a globally recognized software provider specializing in enterprise resource planning (ERP), enterprise asset management (EAM), and field service management (FSM). The company’s flagship product, IFS Cloud, brings these capabilities together into a single, unified platform.

While many ERP systems focus heavily on financials and supply chain, IFS takes a broader view. It’s built specifically for asset-intensive, project-based industries such as manufacturing, construction, energy, utilities, and aerospace — sectors where complex operations demand visibility, control, and adaptability.

Why Businesses Choose IFS ERP

The strength of IFS lies not just in its technology, but in its philosophy. It’s designed to make complex organizations simpler to run. Companies choose IFS ERP because it combines industry-specific depth, real-time data visibility, and flexibility across multiple business functions.

  • Unified Operations: Every department — finance, projects, HR, field service — works off the same data and platform.
  • Modular Design: Businesses can deploy what they need today and scale as they grow.
  • Cloud or On-Premise Deployment: IFS Cloud supports both models, making it easier for global teams to collaborate securely.
  • Future-Ready Technology: AI-driven insights, IoT connectivity, and predictive analytics are embedded to support smarter decision-making.

Core Features of IFS ERP

IFS Cloud is comprehensive — but its real value lies in how its modules interact to create a seamless operational backbone. Below are the impactful features and their corresponding value.

1. Financial Management

Every sound business decision begins with accurate financial data. IFS ERP provides a comprehensive suite of economic tools, encompassing general ledger, accounts payable/receivable, budgeting, and multi-currency forecasting.

Executives gain real-time visibility into performance, while project teams can track costs down to the individual contract or work order level. Features such as automated compliance, multi-entity consolidation, and advanced analytics enable organizations to manage finances across borders with confidence.

Example: A construction company using IFS Cloud can automatically convert currencies, calculate taxes for different jurisdictions, and monitor project profitability — all within a single dashboard.

2. Supply Chain Management (SCM)

IFS ERP provides complete control over procurement, logistics, and inventory — a critical advantage for industries where downtime incurs significant costs.

Advanced demand forecasting and vendor performance tracking allow for more innovative sourcing, reduced lead times, and lower inventory holding costs. By integrating procurement and production planning, businesses can optimize the flow of materials and improve delivery precision.

Case Insight: According to IFS case studies, manufacturers have reduced inventory costs by as much as 25% by using predictive demand modeling within the system.

3. Project Management

Few ERPs manage complex projects as intuitively as IFS. From planning and scheduling to budgeting and reporting, every phase of a project is visible in real time.

The system allows users to allocate resources efficiently, track progress, and manage change orders — essential for engineering or construction firms handling multimillion-dollar projects. Integration with financial and HR modules ensures that labor costs, materials, and equipment usage are captured automatically.

Result: Some IFS clients have reported cutting project overruns by up to 40% through better visibility and resource utilization.

4. Human Capital Management (HCM)

IFS ERP goes beyond traditional HR. It connects workforce planning with project and service needs, ensuring the right people are in the right roles at the right time.

From recruitment and onboarding to payroll, performance, and succession planning, the platform centralizes all HR data. AI-powered talent matching even helps organizations optimize workforce utilization.

5. Enterprise Asset Management (EAM)

IFS’s roots in asset management set it apart from many competitors. Its EAM capabilities enable organizations to track the lifecycle of every asset — from acquisition to maintenance to retirement.

With predictive analytics, companies can anticipate maintenance needs before failures occur, extending asset life and reducing downtime. This is particularly valuable for industries like aviation, energy, and heavy equipment manufacturing.

6. Field Service Management (FSM)

In service-driven industries, customer satisfaction hinges on how efficiently field teams operate. IFS FSM provides tools for work order automation, technician dispatch, mobile job tracking, and service contract management.

Technicians can access real-time job details, manuals, and spare-part inventories from mobile devices, improving first-time fix rates and customer trust.

7. Business Intelligence and Analytics

IFS ERP features powerful analytics tools and customizable dashboards, enabling leadership teams to transition from reactive reporting to proactive decision-making. Data flows seamlessly between modules, ensuring accuracy and eliminating duplicate entry.

Users can integrate IFS analytics with familiar tools like Power BI or Excel for deeper exploration — all while maintaining a single source of truth.

The Competitive Edge: ERP + EAM + FSM on One Platform

While many ERP solutions focus on financial and operational processes, IFS Cloud distinguishes itself by combining ERP, EAM, and FSM in one unified suite.

This trifecta ensures that financial data, asset performance, and customer service operations are all interconnected. The result? Less siloed information, faster decision cycles, and a clearer view of business performance.

Unlike traditional ERP systems that require bolt-on modules or third-party integrations, IFS offers a seamless ecosystem designed from the ground up for real-world complexity.

Implementation and Scalability

Adopting IFS ERP is a strategic investment. While the platform’s depth requires thoughtful implementation, it rewards businesses with scalability and adaptability.

Organizations can start with core modules, such as finance and supply chain, and later expand into project management or field service as they grow. With flexible deployment models (public cloud, private cloud, or hybrid), IFS accommodates diverse IT strategies and compliance requirements.

Key Benefits at a Glance

Exploring the Features of IFS ERP A Modern Solution for Industry-Driven Efficiency

Who Should Consider IFS ERP?

IFS ERP isn’t a lightweight tool for startups — it’s designed for organizations with complex processes and global reach. It’s ideal for:

  • Manufacturers managing multi-site production and quality control.
  • Construction and engineering firms tracking projects and resources.
  • Energy, utilities, and aerospace companies maintaining high-value assets.
  • Service organizations balancing field operations and customer satisfaction.

Final Thoughts: Why IFS ERP Is a Game-Changer for Industry Leaders

In a crowded ERP market, IFS stands out for its industry-specific design, scalability, and unified approach. It’s more than a management system — it’s a strategic backbone for businesses that need to connect finance, operations, projects, and service into one intelligent platform.

By exploring the features of IFS ERP, companies can uncover new ways to increase productivity, enhance visibility, and future-proof their operations.

IFS isn’t just helping businesses adapt to change — it’s helping them lead it.

About the Author

Vince Louie Daniot is a seasoned SEO strategist and professional copywriter with over a decade of experience creating high-performing content for ERP, SaaS, and technology brands. Known for blending data-driven insights with engaging storytelling, he helps businesses transform complex topics into clear, authoritative narratives that rank and convert. When he’s not optimizing content for search, Vince shares strategies on digital transformation and enterprise software growth trends.

Disclaimer: The information provided in this article is for general informational purposes only. While every effort has been made to ensure the accuracy and reliability of the content, the views expressed are those of the author and do not necessarily reflect the opinions or endorsements of any organizations mentioned. IFS ERP and its associated features are subject to change, and businesses should conduct their own research and consult with experts before making any decisions based on the information presented. The article does not constitute financial, legal, or professional advice.

Minghang Zhang: Finding Humanity in Every Note

NY Weekly Staff on November 1, 2025

By: Shawn Mars

There is a quiet strength in the way pianist Minghang Zhang approaches a keyboard — a kind of stillness that draws the listener closer rather than demanding attention. In a musical world where speed and spectacle often dominate, Zhang’s artistry reminds us of something simpler and rarer: sincerity.

From Discipline to Discovery

Born and raised in China, Zhang’s early years were defined by routine and discipline. She spent hours perfecting scales and phrases, guided by teachers who believed that mastery began with patience. “You learn to listen before you learn to play,” she once reflected. That philosophy — of hearing deeply and responding truthfully — has stayed with her ever since.

When she moved abroad for further study, Zhang encountered a new world of musical interpretation. Europe offered not only new techniques but also a different way of thinking: that music could be fluid, emotional, even fragile. It was there that she began to discover her own balance between control and expression. What emerged was a voice that felt unmistakably her own — precise yet poetic, confident yet deeply human.

A Pianist Between Worlds

Today, Zhang performs across Europe and Asia, earning recognition at international competitions including the International Piano Competition “Cidade de Vigo” and the Orbetello International Piano Competition, where she received Second Prize. Her acclaim, however, is not built on trophies but on connection. Critics often highlight her ability to transform technical passages into moments of conversation — a dialogue between composer, performer, and audience.

Her recital programs often reflect that dual identity: pairing Western classics with Chinese works, searching for emotional threads that bind them. “Music doesn’t belong to one place,” she says. “It belongs to everyone who listens with empathy.” In her interpretation of Mozart, one hears the clarity of line and structure; in Rachmaninoff, a surge of restrained passion; in contemporary Chinese pieces, a nuanced lyricism rooted in memory and cultural reflection.

The Human Element

For Zhang, artistry is not about perfection but honesty. She believes that the most meaningful performances are the ones that show vulnerability — when a musician dares to reveal something personal within the framework of the score. That belief shapes both her performance and her teaching.

As an educator, she encourages young pianists to look beyond accuracy. “You can master technique in a few years,” she tells her students, “but to play truthfully takes a lifetime.” Her teaching blends analytical precision with emotional awareness — a combination that challenges her students to find not just the right notes, but their own sense of voice.

A Modern Artist with Timeless Values

Outside the concert hall, Zhang’s life is deliberately quiet. She reads poetry, studies scores by hand, and spends time reflecting rather than rehearsing endlessly. This restraint, she believes, feeds her artistry. “Silence,” she says, “is the beginning of every sound.”

That thought captures the essence of her musical philosophy: that performance is not about domination, but communication; not about display, but understanding. Her recent projects, including The Piano Poetry of East and West, embody this belief — a cross-cultural recital exploring how different traditions express the same emotions of longing, hope, and love.

The Future in Her Hands

As classical music continues to evolve, Minghang Zhang stands as part of a new generation redefining what it means to be a global artist. Her performances feel personal yet universal, rooted in discipline but driven by empathy.

In every phrase, she asks a simple question of herself and her listeners: What does this sound make us feel?

It is that humility — the courage to listen as much as to play — that makes her one of the notable voices among young pianists today.

Why Lifesaving Certification Matters for Every Workplace

NY Weekly Staff on November 1, 2025

In any workplace, school, gym, or public space, an emergency can happen in just a few seconds. Someone could collapse, choke, or lose consciousness without warning. In that moment, the ability to respond correctly can mean the difference between life and death. That is why getting proper CPR and first aid certification is more important than ever.

If you visit the website, you can find practical courses that teach you how to stay calm and act fast when every second counts. Whether you are a teacher, parent, fitness instructor, or office employee, having lifesaving skills gives you confidence and helps you protect those around you. This article explains why certification matters, how to choose the right course, and how to make the most of your training in real life.

The Real Importance of CPR and First Aid Training

Being certified is not just about meeting a job requirement; it’s about demonstrating expertise and commitment. It’s about being ready when emergencies strike. When you learn CPR and first aid, you:

  • Know how to help someone who suddenly stops breathing or has a cardiac arrest.
  • Understand how to use an AED safely and correctly.
  • Gain confidence to step in while waiting for professional medical help.

Obtaining certification through a trusted site, such as CPR certification now helps ensure that your training meets professional standards. You’re not only learning techniques but also gaining the calm mindset needed to act quickly when others might panic.

Certification can also make a workplace safer overall. When more people know how to help, everyone benefits. It builds trust and shows care within your team or community.

Choosing the Right Course for You

With numerous options available, it’s crucial to select a CPR or first aid course that meets your specific needs. A good program should be straightforward to understand, widely recognized, and regularly updated to reflect the latest safety guidelines.

Before enrolling, check the following:

  • The course should clearly outline the topics covered, including adult, child, and infant CPR.
  • It should include AED and basic first aid skills, such as choking response, bleeding control, and recovery positions.
  • Look for online or blended learning options if you prefer flexibility.
  • Make sure the certification you receive is valid for your profession or workplace requirements.
  • Confirm that you’ll receive a printable certificate and know when to renew it.

When you explore platforms like CPR certification, you’ll notice their courses are structured for easy learning. They make complex medical actions understandable and straightforward for everyone.

What You Learn During CPR and First Aid Classes

The goal of training is to provide you with both knowledge and hands-on experience. You’ll not only learn the steps but also why each one matters.

Typical lessons include:

  • Recognizing signs of cardiac arrest or choking.
  • Checking responsiveness and calling emergency services quickly.
  • Performing proper chest compressions and rescue breaths.
  • Using an automated external defibrillator safely.
  • Controlling bleeding and helping someone in shock.
  • Understanding how to handle minor injuries until professionals arrive.

Practicing these actions repeatedly helps you build muscle memory. That way, if a real emergency happens, your body and mind already know what to do. You’ll react with confidence instead of fear.

Why Certification Benefits Every Workplace

Many workplaces now require CPR and first aid certification as part of their safety programs. This is because emergencies can occur anywhere — from offices to schools to gyms. Having trained people on-site can save valuable time before emergency responders arrive.

Employers value certified employees because:

  • They improve overall safety standards.
  • They can take quick action during incidents.
  • They help meet legal and insurance requirements.

Even if your job doesn’t require certification, it’s still a valuable skill. Knowing how to perform CPR or stop severe bleeding is a valuable skill that can be helpful at home, at school events, or even in public places. Being the person who steps forward in a crisis shows responsibility and compassion.

How to Keep Your Skills Fresh

Certification is not a one-time thing. Skills can fade if you don’t practice. It’s smart to review what you learned every few months or take refresher courses when your card expires.

To stay ready:

  • Schedule regular practice sessions, even a few minutes reviewing steps can help.
  • Watch short educational videos from trusted sources.
  • Encourage friends or coworkers to get certified with you.
  • Keep emergency numbers and AED locations visible in your workplace.

The more often you revisit your training, the more confident you’ll feel when the need arises. Lifesaving skills should be kept sharp, just like any other skill.

Spreading Awareness and Building Safer Communities

When you complete your course, you become an ambassador for safety. Encourage others to learn too. Schools, community centers, and businesses benefit when more people know how to act in an emergency.

You can:

  • Share what you learned with family or coworkers.
  • Consider suggesting that your company host a group training session.
  • Teach children basic safety awareness suited to their age.
  • Advocate for AEDs in public spaces and workplaces.

Every person trained means another chance for someone to survive an unexpected event. Certification is not just personal achievement—it’s a gift to your community.

Conclusion

Getting certified in CPR and first aid is one of the most practical and meaningful steps you can take. It prepares you to help when someone’s life is at risk and builds a culture of care wherever you go. A course from CPR certification now gives you simple, clear, and practical guidance that can make all the difference in an emergency.

Whether you work with children, manage a team, or simply want to be prepared, knowing what to do in those crucial moments matters. Take time to learn, practice, and stay updated. You’ll gain not only a certification but also the confidence to protect lives. When every second counts, your skills could be the reason someone gets a second chance at life.

Disclaimer: This article provides general information about CPR and first aid training. It is not a substitute for professional medical advice or care. Certification programs teach life-saving skills but do not replace emergency medical services. Always seek professional help in an emergency. 

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