In the ever-changing terrain of private money lending, it takes a rare combination of innovation, tenacity, and dedication to make a mark. These traits are the hallmark of Michael Mikhail, a transformative figure whose reputation precedes him in the industry. His relentless pursuit of excellence and strategic insight have crowned him a leader in the sector, rightfully earning him the title of “King of Private Money Lending”.
The Journey of an Industry Trailblazer
“King of Private Money Lending,” a title as distinguished as this, is not bestowed without merit. This epitomizes Michael Mikhail’s influence on the private lending industry. His pioneering business model and forward-thinking approach have not only shaken up the sector but have also solidified his position as an industry innovator. His reputation hinges on continuous innovation, steadfast work ethic, and a pursuit of excellence that distinguishes him from his peers.
Mikhail’s ascent to industry prominence was not without its trials. After a five-year journey through 19 countries, he returned to the United States in 2017 without a home, without funds but with a resolute determination to reshape his destiny. He decided to leverage his mortgage lending experience that he received from 2003 to 2010 in mortgage lending, seeking opportunities in that sector.
Working as a mortgage loan officer at a commercial lending institution marked a turning point in Mikhail’s career. He confronted numerous obstacles, including a lack of managerial support, limited program options, a lack of leads, no training or technology, and unhealthy work culture. This toxic environment was an industry-wide issue, causing a high turnover rate and low production among loan officers.
Igniting the Flame of Innovation
Inspired by these challenges, Mikhail decided to craft a novel, effective approach to mortgage lending. In 2018, the world saw the birth of Stratton Equities. His vision was to overhaul mortgage lending firms’ operational methods utilizing more programs and having an influx of inbound organic leads. He also wanted to improve loan officers’ treatment and training as well as cultivate lasting relationships with real estate investors and mortgage and real estate professionals
Implementing this vision, Mikhail built a business model centered on three foundational principles, a summation of his mantra of ABC, “Always Be Closing.”
One of these principles is the “Say Yes More” sales methodology, which motivates loan officers to accept a wider array of clients and seek solutions custom-tailored to their unique needs. With an extensive portfolio of nationwide niche private money and NON-QM mortgage loan programs, Stratton Equities aims to bring a higher quality to the mortgage lending experience.
Stratton Equities differentiates itself with a broad array of loan programs, providing a wealth of opportunities for its team and clients. This ensures a robust flow of direct daily organic leads. This approach ensures efficacy is evidenced by Mikhail’s assurance that loan officers will close a deal within 6-8 weeks following initial training. Beyond the eight-week mark, loan officers can expect a consistently full pipeline of steady closings.
Michael Mikhail holds that the strength of a team is dependent on the competency of its individuals. Therefore, an intensive training program is implemented to ensure every loan officer is well-equipped to effectively assist a majority of borrowers. Stratton Equities’ vision is not merely to achieve immediate success, but to cultivate the sustained growth of its loan officers.
Mikhail’s innovative strategies and determination have brought about a shift in the mortgage lending landscape, setting a new standard for future industry leaders. However, the journey of Stratton Equities and Mikhail is far from over. His vision of a more efficient, empathetic mortgage lending industry continues to drive the firm’s growth.

Stratton Equities, with its specialization in niche private money mortgage loan programs, works directly with entrepreneurs, real estate investors, mortgage borrowers, mortgage and real estate professionals. Their target is to reach $1.2 billion in closed loan volume annually or $100 million monthly. As part of their 2023 expansion and growth, they are increasing the team and hiring experienced Mortgage Loan Officers.
Keep abreast of Stratton Equities and Mikhail’s progress by visiting their website, Stratton Equities. You can also connect with them on various social media platforms: Instagram, Facebook, and YouTube @StrattonEquities, LinkedIn @stratton-equities, and Twitter @Strattonequity. Engage with these platforms to experience firsthand the ongoing transformation of mortgage lending under the leadership of the “King of Private Money Lending,” Michael Mikhail.











