Kinfolk Home Loans, a rising star in the mortgage industry, is redefining the concept of leadership and customer service in the world of real estate. Founded by a trio of seasoned professionals – Cody Adams, Scott Camara, and Connor Cozen, Kinfolk Home Loans is rapidly gaining recognition for its innovative approach to mortgage lending and its commitment to providing an unmatched customer experience.
At the helm of Kinfolk Home Loans is Chief Executive Officer Cody Adams, a visionary leader whose journey from humble beginnings in Bullhead City, Arizona, to Vice President of one of the largest mortgage companies in the US, is nothing short of inspirational. His passion for self-improvement, entrepreneurship, and dedication to optimizing sales strategies sets the tone for the entire organization.
“We believe that as a team we can do more. We believe as a unit moving in the same direction, we can help everyone in the country benefit from our process, pricing, and programs,” says Cody Adams, highlighting the team’s collective mission.
Joining him is Chief Operating Officer Scott Camara, whose unbreakable bond and friendship with Cody since childhood have been instrumental in shaping the company’s culture. Scott’s commitment to creating an elite boutique brokerage that focuses on excellence and unmatched client service has been the driving force behind Kinfolk Home Loans’ success.
“Competition fuels the soul. We never let up. Winners focus on winning; losers focus on winners. At our shop, we understand that your career and life are integrated. We have 168 hours in a week, and we need to take advantage of every single second we are blessed to have,” emphasizes Scott Camara, articulating the company’s relentless pursuit of excellence.
Completing the leadership trio is Chief Financial Officer Connor Cozen, a veteran in the finance and leadership arena. With a background in hockey and football, Connor’s transition into the world of finance was seamless, making him a trusted advisor for countless families over the years. Now, he brings his expertise to Kinfolk Home Loans, ensuring the company remains financially sound and poised for growth.
As founders and leaders, Cody, Scott, and Connor are committed to cultivating a culture of continuous improvement and professional development among their team members. They understand that in a dynamic industry like real estate, staying up-to-date with the latest trends and programs is crucial. Consequently, they provide their team with unparalleled access to market insights and industry updates.
“As a leader here at Kinfolk Home Loans, we are always adapting to the market and the daily fluctuations of rates. Our team members are never caught off guard with market movement, and we work alongside United Wholesale Mortgage to stay ahead of product and program changes,” explains Connor Cozen.
The core values of Kinfolk Home Loans – Unimpeachable Character, Competitive Grit, Sincere Candor, and Unreasonable Hospitality – form the bedrock of the company’s interactions with clients. The team believes in the power of honesty, integrity, and empathy, ensuring that each client leaves the conversation feeling valued and supported.
“We are here to provide the truth to our clients. We often tell a client they should wait to improve their credit first or obtain a co-signer before proceeding for better terms. We want to be honest and make sure we are setting them up not only to solve their problems now but to make sure long term they know they can trust us to give candid advice,” says Cody Adams.
The vision for Kinfolk Home Loans is crystal clear – an elite boutique brokerage comprising the absolute best loan officers in the industry, focused on delivering unparalleled service and building long-lasting relationships with clients.
“We want people to retire here. We train relentlessly on sales skill, communication, and the newest programs in the mortgage marketplace. This brings the client the best possible person to handle such a fragile transaction in a client’s personal finances,” explains Cody.
Their rigorous approach to hiring and their commitment to high standards are evident in their selective interview process. Only the best are chosen to become part of the Kinfolk team.
“To be able to perform at a high level and build a successful team, we must look for loan officers that are willing to do whatever it takes to help represent the brand and who we are as an organization when it comes to the pillars we set. What I mean by that is when we look to select someone to be on our team, the expectation is that no one skips the steps and training it takes to learn our process, so the service we provide is exceptional and consistent every single time,” says Scott Camara.
With its strong foundation built on exceptional leadership, unwavering dedication to excellence, and a culture that fosters growth and accountability, Kinfolk Home Loans is poised to make an indelible mark in the real estate industry. As they continue to redefine leadership in the mortgage market, their vision of an elite boutique brokerage is fast becoming a reality.
