Having a home is every person’s dream, alongside driving their own cars and running a business. It is in such circumstances that credit is the ticket for an entirely different future.
Noel Verdejo, the founder of Fresh Start Financial Group, brought this company to the scene in March 2019. A young company so young to be in the credit industry has built a reputation in helping attain the dreams of his clients.
He worked in the car business industry for over 18 years as a finance director. His former assignment has paved the way for him to develop a plan and help his clients to fix their credit to buy cars, home and get great deals for what it’s worth. Now that he has Fresh Start Financial Group, he also has a Leasing Company Strategic partnership with many banks, including mortgage company Sun Panel companies and many dealerships in Central Jersey. His coordination in the field of financial institutions is topnotch.
The credit report is important and plays a key role when applying for a loan. All information about the client is collected and merged into a credit report that contains your previous and current credit history, which will be the basis of whether an individual is qualified for the possibility of being granted a loan or not. Fair Isaac Corporation (FICO) scores are calculated based on your personal identity information, public records on bankruptcies, judgments and tax liens, reports on unpaid bills will also show up. The tradelines form the heart of the credit report, which includes transaction history of the credit cards, car loans, mortgages, retails accounts, and student loans such as when they were opened, the loan amount, and current balance and payment history. All this information forms the foundation of the FICO scores, which is used as the basis of 90% of the lenders to understand credit reports and determine the client’s creditworthiness.
The company stays true to its goals. The entire process begins with a free personalized credit consultation, expressing the client’s desire to work with them. It is then followed by discussing challenges and disputes that the client and company may encounter when working together. Then they proceed projecting the results. And finally, they help the clients accomplish their goals.
One of their clients testified about how he couldn’t do anything when his credit standing was terrible. Fresh Start Financial Group boosted him up, worked with him efficiently, and within 20-30 days later, the client got his own BMW. That is how the company stays true to its promise – they commit in less than 90 days with a laser focus on allocating their efforts to each of their clients.
The company is also offering a bonus getaway to their clients, where the credit specialists discuss this with their clients, and an opportunity to go on a vacation is at the company’s expense. They do the work and make it hassle-free on the part of the client.
Opinions expressed by NY Weekly contributors are their own.