A good credit score is one of the best secrets of successful entrepreneurs and small business owners. With good credit, you find it easier to finance your businesses, obtain faster approvals for car loans and mortgages, and are offered lower interest rates on credit cards and loans. Unfortunately, 80 million Americans are haunted by their past financial mistakes and are effectively barred from progress. Tonia Edwards founded Savvy Credit Consultants to help people gain control of their financial future.
Tonia recognized a need among her existing clients for help with leveraging their personal credit with the goal of optimizing their businesses for growth and scalability. Upon discovering that some of her clients lacked sufficient personal credit, she launched Savvy Credit Consultants and embarked on the mission to assist them. Savvy Credit Consultants arms individuals with the necessary tools and information to achieve and maintain a positive credit score. The company’s goal is three-pronged: to restore, rebuild, and raise credit score. Tonia’s overarching mission for Savvy Credit Consultants is to provide reliable, professional, and results-oriented services in order to promote financial freedom and create generational wealth.
Taking an active role in the cleanup of their client’s financial past, Savvy Credit Consultants works with credit bureaus and creditors to challenge the negative reporting items that affect their client’s score. They make it easy for their clients to access their accounts 24/7 for live status updates on improvements on their credit reports and scores. Savvy Credit believes that a good future is founded on good money habits and a solid financial plan. Thus, they maximize their clients’ scores by helping them with budgeting, basic financial planning, and ongoing credit education so they can achieve their goals and learn how to maintain their excellent credit long after the initial work is done.
Savvy Credit Consultants legally disputes inaccurate and unverifiable items on credit reports. For individuals with no established credit, they provide counsel and specific action steps to build credit.
Through the #SavvyPaysItForward initiative, Savvy Credit Consultants gives back to their community, by providing services to select individuals who may not otherwise be able to afford them at no cost. They also offer their services at no cost through their #HopefulHomeless initiative to those individuals facing homelessness. These programs are made possible through the national nonprofit, Worthy Investment Foundation.
Savvy Credit Consultants prides itself on its excellent customer service and is focused on making an impact in their community. CEO Tonia Edwards makes it clear: her company is focused on changing lives, not making money. As a Christian business owner, she believes that there is no lack in the kingdom. Through Tonia, hundreds of people have gotten back on their feet and are enjoying a new life.